> Case in point: my dental and vision insurance can be used in all 50 states with a huge number of providers and costs a fraction of what my health insurance costs.
Isn't that largely because dental and vision insurance has pretty limited coverage? For example if you get oral or eye cancer that would usually be covered by your health plan, not your dental or vision plan.
Health insurance is more comprehensive so I would expect it to cost more. The issue is it cost far more than it should in no small part due to lack of competition.
Isn't that largely because dental and vision insurance has pretty limited coverage? For example if you get oral or eye cancer that would usually be covered by your health plan, not your dental or vision plan.