I did like Charles Dickens who has Mr Micawber say ‘Annual income 20 pounds, annual expenditure 19 [pounds] 19 [shillings] and six [pence], result happiness. Annual income 20 pounds, annual expenditure 20 pounds ought and six, result misery.’
I'll take advantage of the simplistic calculation. If you give me all your money, I'll give you back all your money plus N (N guaranteed to be a positive number). Now, I'll give it back in 10 years, but you'll have definitely made money. Or, in your terms "hells yeah"!