Hacker Newsnew | past | comments | ask | show | jobs | submitlogin

> 21 cents plus 0.05%

This would seem to make it potentially quite expensive on small transactions?

People use cards for the most trivial amounts here in Australia. Apparently the typical transaction fees are apparently 0.5% for debit and 0.9% for credit, which means that yeah, I just wave my phone to buy a donut...



It is definitely too high for small dollar amounts.

This website has links to payment processors that show the different price for merchants with small dollar amount transactions:

https://www.cardpaymentoptions.com/credit-card-processing/de...

For banks not covered until the regulations that cap fee, the cost is only 1% + $0.04. But it seems the banks that are covered under the regulations are charging the max allowed, 0.05% + $0.21.


Over here in Portugal, many small merchants don't accept card because of this, or at least have a notice mentioning "5€ minimum to pay by card".




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: