So can I borrow it for four months? I’ll invest it and give it back but I’ll keep the interest. Oh by the way inflation will have devalued it. Sorry about that.

Won’t make any difference to you as your business is robust, right?

For potentially 120 (+30) days? That's 5 months. Some people have to survive paycheck to paycheck!

A delayed payment must not exceed 2-3 weeks tops.