I think the worst point is vendor lock-in. If your controller fails, and a replacement isn't available, then you may be dead in the water. That kind of goes against the very point of RAID.
3 weeks ago I had a controller failure in a manufacturing plant in Latin America. The contract with the manufacturer was to provide a replacement on site in 4 hours. Guess what, 8 hours later the technician with the replacement controller was still on the way.
With TrueNAS I can move my drives to any other computer with the right interface and they will just work. I did this in the past 10 years of using TrueNAS.
Spending lots of money on hardware support doesn't guarantee it won't fail, or even that you will get replacements fast, it just guarantees that a contract exists saying something. As an architect we should engineer our solutions to cater for hardware failure.
I call this sort of thing a technical guarantee rather than a commercial guarantee