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I am from the Netherlands and studied in the UK for half a year. I asked if I should open a British bank account to save on transaction costs every time I bought something, and to make paying my rent easier. Other students from abroad told me not to bother, because it would take 3 months at least to setup a bank account.

They also said I could probably pay my rent in cash if I asked (the landlord was actually rather pleased when I asked her if I could pay in cash). I ended up paying for everything in cash for half a year, as most places would not accept my debit card. I don't know how expats solve this that need a bank account to receive their salary..



Your friends were wrong. Opening a bank account in the UK is fast as of ~5 years ago.




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