>> Credit card info can be leaked or scammed many ways. Meanwhile, with a cash payment our relationship is severed the minute I leave the establishment.

> Wait, have you ever been scammed by paying by card in an offline setting ? Or have the transaction replayed or reused ? How would it work ?

I know a couple people who've been hit by credit card skimmers. It is harder with chip-and-pin but people doing frauds are pretty clever.