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-> tuition was definitely overpriced + having to pay 150% of the principal loan

So the actual interest is like 100%? Though it's fixed over a 5 year period, so that turns to around 30% yearly interest rate. Hardly zero.

-> Most people that get jobs in tech will have paid the 150% before the 5 year mark

That's even higher interest for these people. But I guess it's an incentive for the program to get people good jobs.




That's not 30% unless you repay real quick, if you paid it at the end of 5 years in a single payment that's 8.5%, 1.085^5 = 1.50.

In straight amortization using $30k tuition, $45k repayment, over 60 months is $750/mo which works out to 17.25% rate.

It isn't a great deal but it's not terrible vs. other low recourse private loan options.




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