> Even in todays traditional banking system there are a litany of cases where people refuse to take responsibility for their gullible actions and expect their bank to bail them out.

Yeah, but in today's traditional banking system people don't have to contend with currency-changing ATMs that change dollars to euros, and when you feed euros into them by mistake they just shred your money in stead of spitting it back out.

That's not the user being gullible (or OK, maybe that too, but mainly), it's the system being moronic. Or perhaps rather, evil.