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Here's a StackExchange discussion on it, and what a nightmare it is https://security.stackexchange.com/questions/198005/is-plaid...

I see a link to a lawsuit against Plaid in that discussion, but it's from 2020.

Interestingly, this page has someone claiming it's possible to register on Plain using ACH info https://teslamotorsclub.com/tmc/threads/for-those-hesitant-t...




This method is sometimes allowed, sometimes not. I'm not certain if it's an option the client who is using Plaid sets or if it's sometimes available based on the financial institution.




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