To me this piece talks to people who have at least a years income in their bank account and thus don't have to worry about failing. even dont have to fret much about getting a new job.

worse, they are basically saying that, if you are not one of them (who has a nice thick buffer of money in their account or other assets generating income), shut up, sit down, you dont get to have ideas, get back to work your tickets are late... what? no, sorry, i dont make the rules and i dont have the money to get a ladder long enough to change them.