You need to have a bank account to use UPI. Banks require a phone number afaik. | Hacker News

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echlipse on Dec 17, 2021 | parent | context | favorite | on: Indian online merchants cannot store credit card i...

You need to have a bank account to use UPI. Banks require a phone number afaik.

rg111 on Dec 17, 2021 [–]

Yes, I know that.

But does one need to share one's phone number to barely send or receive money?

echlipse on Dec 17, 2021 | [–]

nope. just your vpa.

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