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> If another company wants to provide NFC capability for credit cards, they can and the actual credit cards already do.

The other companies wants to provide NFC capabilities for their mobile bank/direct payment app. Like Norwegian “Vipps”, direct instant payments between any Norwegian bank.




And within the EU (EEA incl) these systems are interoperable, I can use my German bank's debit card in France, Italy, and ironically also in Switzerland. Even via NFC...




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