Treat it as "have (access to)", because that's obviously what was meant.
I think it's not really about not enough money, because if everyone at the bottom had more money, prices at the bottom would increase to compensate, ensuring it stays just out of reach for many, and just at the edge of achievable for others.
I'm not against injections of money, I think it's a good idea. But I don't expect it would solve the housing affordability problem, unfortunately.
Off base opener, becuase that is exactly how buying property works in the majority of cases.
Ohterwise we agree the problem is people are too poor, it is affordability that is the issue. There are plenty of houses, but not enough money.
Building more studio flats in battersea that cost 750k solves the 'supply' issue, but it is supply that is really useless.