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OK OK everyone - not a perfect analogy ... but I feel it's worth defending.

No I don't want the cops to change my locks either - but imagine you lived in an apartment building whose rules that prevented say, adding a second lock. Even if you changed your lock, you could not give yourself the comfort of two-factor doors.

If there were tens of thousands of such apartments being burgled each day I would be surprised if the answer was not requiring landlords to raise their security standards.

Ultimately it frustrates me to find (yet another) area that criminal activity trivially siphons off cash to the extent we may as well call it a subsidy.



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