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Lots of ways to make it less risky too.

E.g. asking existing employers to step down to part time or going on contract while taking on part time contracts elsewhere. When I took my first contract (currently back on full time), I took a 40% contract and negotiated with my then-boss to step down to 60%, which let me build up a bigger cushion first before I went onto contracting full time.

Critical that people don't underestimate the multiple they should be asking for, though, and actually set aside enough money and ensure they're properly insured etc.



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