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> But that is my entire point. SMS as a second factor is purely additive. It cannot reduce security.

It most certainly can reduce security, that's the point. If I don't have a phone number on my account (which I almost universally don't) then no amount of SMS hijacking will ever matter.

If some provider forces me to put a phone number in, now I may be vulnerable to a weakness I didn't want to be vulnerable to. Maaybe today that particular provider uses SMS in a stricly additive sense. Maybe. Just as likely next month they'll redesign their site to be "easier" and add back the vulnerability.

Same with recovery questions. They make the security stricly worse for most people since they are password-equivalents with far lower entropy. Although personally my best friend from high school was named D3ho9WvylJkws1zfAKUxZjdYuCsS.




They specifically said "SMS as a second factor." What you're discussing here is a completely different different use of SMS that nobody is arguing in favor of.


As I mentioned, there is no guarantee any site is going to never allow use of that phone, once it's on file, to bypass authentication. Even if they don't right now. So adding a phone to an account increases your risk in a way you can't control. The only guaranteed way to avoid it is to never have a phone# on file.




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