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It's even better - they work out if you paid too much automaticallly and send you a check in the mail. Had 3 checks over the past decade or so from having time off between jobs but paying full rate for the remaining time. Nothing quite so satisfying as a £1000 check from HM Revenue and Customs!


Finland has next step. They have my account number in records so every year they move what they owe me automatically to my account.


Would I be correct in suspecting that you don't get interest on overpaying, but get charged serious fees for having to pay too much on tax day?


No. HMRC pay interest on money they hold that belongs to you. You pay interest if you fail to pay on time.

They may additionally fine you though.


You should be furious that you gave them a free loan.




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