In my opinion the answer to that question is actually clear: No. Simply because an investment or asset of yours loses value for reasons outside of your control is not reason to then decide that you’ve been harmed, more than if actions or conditions entirely outside of your control lifts the value of your investments or assets.
IMO, a reasonable viewpoint is that an HOA is a communal way to fix the “out of your control” part at the cost of some personal freedoms. But some people err on the side of the personal freedoms. I know it’s easy to say on an online forum and bad experiences can change one’s mind, but I am comfortable in saying that I would most likely keep this viewpoint in the face of challenges, and instead prefer to push for the law to be amended if it is necessary...
So yes, I think the answer here is no even regardless of whether you would prefer an HOA, but I still upvoted your comment though as I think it raises the important question.
IMO, a reasonable viewpoint is that an HOA is a communal way to fix the “out of your control” part at the cost of some personal freedoms. But some people err on the side of the personal freedoms. I know it’s easy to say on an online forum and bad experiences can change one’s mind, but I am comfortable in saying that I would most likely keep this viewpoint in the face of challenges, and instead prefer to push for the law to be amended if it is necessary...
So yes, I think the answer here is no even regardless of whether you would prefer an HOA, but I still upvoted your comment though as I think it raises the important question.