You are blind to the amount of time you spend finding torrents, manage disk space, cleanups, feeding your TV-box, replacing broken/fake media, versus just opening an app and clicking play.
I say this as someone who's setup sonarr, radarr, bazaar, nzbget, usenet priorities, indexers, ombi, etc, which eliminates most maintenance and labor. Stuff can still break, quotas run out, and I want market options.
If I could pay to watch British panel shows, and everything else I want to watch from where I reside, I would do so.
I have been using that same setup for… 10+ years? With BiglyBT replacing Vuze after Vuze was purchased and turned in to garbage.