us←{'_'@{¯1⌽⍵⍷⍨(⊂⊃K),'*'}⍵}
us←'_'@{¯1⌽⍵⍷⍨(⊂⊃K),'*'}
You could also do: ⌽'*',⊂⊃K to save another character. I don't know if that's "better" though.