Probably the actual "damage" that was caused will be given by the insurance companies as a sum of claims covered, but there will be a lot of companies that simply have to eat the loss incurred by idling factories and the likes because their supply contracts allow for delivery delays or because pursuing coverage isn't worth the effort (e.g. for those who still had sufficient stock to cover a week of delay and no "real" damage occurred).
A many weeks long shutdown (in case they had to unload the Ever Given) would be many orders of magnitude more expensive.
> but there will be a lot of companies that simply have to eat the loss incurred by idling factories and the likes
Factories will know enough in advance of this problem. They can fly over some supplies to keep the factory running. It's entirely normal to do this. They usually do _not_ idle or shutdown the factory. Who pays is for lawyers and so on.
A shipping company will know about these clients and prioritize that cargo.
A many weeks long shutdown (in case they had to unload the Ever Given) would be many orders of magnitude more expensive.