If a highway robber stops you and demands "your money or your life" and you object, they can't justifiably say "well if you don't pay me, how do you propose things work?"

The responsibility isn't on the user to either consent to tracking or to come up with an alternative business model that allows people to monetize things. The responsibility for monetizing things falls on the people who want to do the monetizing. They have to figure out a business model that works and that users consent to.