I read your other posts and hope you are able to work toward better days sooner than later. I have to wonder though - if you hadn't been prudent before everything happened, how much worse off would you be now? Something of a rhetorical question, of course :)
I probably would have been quite screwed. I didn't think that I would end up needing a bigger safety net than that, but I'm glad I had that around. Saved my butt!
