that was before the 2018 ruling this was back in 2012, I remember Craigslist sued someone for scraping under CFAA.

Thanks to EFF, this scummy tactic used to kill Aaron Swartz is no more.

You are misremembering. CFAA defines criminal acts not civil, so Craigslist could not sue someone under the CFAA. The DA would have to bring charges first and then the civil suit by Craigslist would reference the criminal suit.

Even if it isn’t illegal it can be against the terms of service and void your warranty/insurance

fraudulently obtaining people's banking information can be described many ways. The prosecutors won't call it web scraping and the judge hasn't seen that although he has heard of people who steal users information to hack their banks.

Seems like a bad bet to me.