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Does Stripe treasury actually enable people to build independent banks?

My understanding was that it was a way of enabling companies to offer bank like functionality to their existing users. For instance Uber could give drivers an "Uber" bank account.

Not that you could build your own bank on top of it...but perhaps I'm mistaken.




No, you're right, you can't build your B2C "bank" on it. Other services exist for that (e.g. https://www.solarisbank.com)


I think what he's saying is to just have a service that emulates what he described simplebank doing for him with Stripe Treasury and the banks that support it.




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