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IIRC, Yotta Savings (https://www.withyotta.com/) is in this range. HN did the math on Yotta a few months back:

- founder's comments (claims ~3%): https://news.ycombinator.com/item?id=23786893

- the math (~3.4%): https://news.ycombinator.com/item?id=23781247

Note that it's likely to go down to get in line with other HYSAs over time (and it's fairly easy for them to change the winning probabilities to hit any interest rate). Currently they're just burning VC cash to get users...

Prizepool (https://getprizepool.com/) is another player in this space, unsure where they're at though (I know we could do the math, I just haven't).




The APY on Yotta has already decreased, it's currently around 1.6%.




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