Hacker News new | past | comments | ask | show | jobs | submit login

https://healthpayerintelligence.com/news/cancer-patients-pai...

> In a case study, a patient with lymphoma paid out-of-pocket healthcare costs from $6,446 in a large employer-sponsored health plan to $12,931 in a health plan on the individual health insurance market. These were all Affordable Care Act (ACA)-compliant plans.

Total out of pocket costs for cancer were $5.6 billion in 2018, with 1.8 million cases. That's about $3,100 out of pocket per diagnosis on average.

Over a career, you'll pay way more in additional taxes in Europe than whatever you'll save in out of pocket costs in the U.S. if you get cancer.




> In contrast, in a short-term limited duration plan that does not have to conform to ACA standards, the patient paid $51,660 out-of-pocket.

So you just need to be lucky to have an employer that won't fire you if you get sick right?


There is no need for a short-term limited duration plan under the ACA, because losing your job is a qualifying event that allows you to enroll in the ACA exchange or Medicaid (depending on our financial situation) and that can't be denied due to pre-existing conditions.

We've had the ACA for a decade now, you can't just pretend it never happened.




Guidelines | FAQ | Lists | API | Security | Legal | Apply to YC | Contact

Search: