This post contains some strong statements. Some are likely not verifiable here ("it is intentionally misleading"), but others ("the Obama administration cracked down on it") deserve sources, even if well attested -- they're not common knowledge.
That's a good point, those contain assumptions that need some backing up because they might not hold up water, even if it's the common perception in politics of American culture.
But otherwise it probably comes down to occams razor and they had some random corporate web guy half-ass the copy on the website which they aren't investing any sort of high quality resources.
It's easy to mistake poor workmanship or miss information as some sort of purposeful evasion.
Hell, another scenario is the lawyers gave it a run by an neutered the text in an effort to make it non-liable and no-one decided to make it readable again.
Not that I like defending these monopolies. Just some better understanding of how things like this work IRL over the years.
I can assure you that many lawyers worked on some boilerplate Ts&Cs that were applied here or that many lawyers reviewed the language on this specific page rather than a “random web guy”.
I'm still pissed at Obama for not making Warren the chair of it.
She's no more qualified than any other Masshole when it comes to dutifully towing the party line[1] and but she was uniquely qualified to head the CFPB and shouldn't have been passed over for that.
[1] Which is basically all she's done in congress but as someone who was a republican until they stopped being fiscally conservative and who studied markets and fought for the little guy all her life who can blame her for being a little tepid on some of the fiscally wilder things that come out of the Bernie/AOC crowd and the jackboot-ier things that come out of the authoritarian neoliberal old guard.