The downside of “doing what lots of other people are doing” during a pandemic is that when the pandemic ends, which may be a few months from now if a vaccine is effective, you’ll have placed yourself at a huge disadvantage when the same forces invert. I say this as someone who lived in NYC way back during 9/11 and thought the city would never recover. It absolutely did, almost immediately, and I felt very silly for the next decade or so.