Good to know, thanks. Fidelity is actually my example #1. I've been told multiple times on the phone it can't be changed from $500, but that was years ago. Will try again.
Back to the topic, we're up to $3-4k now which is more than I thought, but still not enough to pull off this $12k scam.
Fidelity outsources their debit card servicing. A Fidelity rep told me that the cap is set per customer, and the withdrawal limit is set depending on the account balance and history with that customer. They told me that I could request a higher withdrawal limit if I wished to do so, and they may or may not approve it.
Back to the topic, we're up to $3-4k now which is more than I thought, but still not enough to pull off this $12k scam.