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You can't invest your savings, which means that your pile will shrink at the pace of inflation. If you have a lot savings (say you're close to FIRE), the money lost this way can be a nontrivial portion of your compensation.



You can use it to buy stuff, like property, or gold. That's an almost equivalent investment.


You can invest, although in China.


With Compound you could invest using crypto. And use crypto ATM for transacting.




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