If it matters, as a customer /user, I'd rather forego all my data on their cloud and wait whatever time is necessary for them to rebuild the systems, than have Garmin pay the ransom.

According to this TC article, it's basically illegal for a company to pay the ransom:

https://techcrunch.com/2020/07/25/garmin-outage-ransomware-s...

I sort of agree with that since if companies start paying up then suddenly that thing will be more and more widespread.

Still it happens all the time, of course.