Actually you did make the point, which is why I alluded to it being an assumption of your point of view. The entire notion of your argument breaks down because of it.
If I was to translate it backward to something an exact equivalent - you get a $250k loan for your business/startup in SF but you spend it on feeding yourself/kids and paying rent because you absolutely have to do those things and you're struggling to pay your bills/rent & SF is damn expensive.
You don't exactly do that though with your 250k loan/predatory startup bond, though.
You're basically saying, albeit in a different frame of reference, the entity giving you the 250k loan is predatory because you are incentivised to pay your rent and you might be struggling to do so.
The assumption, once again, is the relative purchasing powers are different in the developing world vs your frame of reference.
If I was to translate it backward to something an exact equivalent - you get a $250k loan for your business/startup in SF but you spend it on feeding yourself/kids and paying rent because you absolutely have to do those things and you're struggling to pay your bills/rent & SF is damn expensive.
You don't exactly do that though with your 250k loan/predatory startup bond, though.
You're basically saying, albeit in a different frame of reference, the entity giving you the 250k loan is predatory because you are incentivised to pay your rent and you might be struggling to do so.
The assumption, once again, is the relative purchasing powers are different in the developing world vs your frame of reference.