Yep, this is the same reason I've been using https://github.com/clovett/myMoney.Net for the last 20 years and I have to say the data I have now is invaluable. But I have noticed a lot of banks are shutting down their OFX gateways which is disturbing. I think Intuit is moving them all to online backend closed systems which sucks. We should start a citizen initiated referendum to stop that trend and force banks to remain open, letting consumers download their data!!