I'm not sure where you're getting the increased wages bit from; a significant number of companies have been forced to cut wages or furlough their employees. Maybe some people are getting raises, but that is very very far from the norm.
Grocery and supermarket chains all seem to be giving significant hazard pay. Furloughs and pay cuts are AFAIK heavily concentrated in the jobs that pay more than entry-level retail.
Every grocery store I’ve heard of is getting $2 an hour extra per paycheck. That’s $320 extra per month, before taxes, if you’re working full time.
That’s unlikely to cover the cost of getting tested for COVID-19, let alone any treatment or deductibles. Not sure how that qualifies as “significant.”
