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I think the parent is right. The EU has limited the interchange fee for credit cards (like Visa and MasterCard where the scheme and merchant bank are separate entities) to 0.3%.

They did not make a statement about whether we like cashless or even contactless payments, just that the associated fees are limited, which makes rewards programs essentially infeasible.




Cost me almost £20 a month and the banks just found other ways to charge the merchants so no voter ever saw a benefit




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