I'm in this age group and have lots of debt. I'm also an entrepreneur that can't attend accelerators or forgo a salary for a couple years because of said debt. It feels like startups are for rich people.
I'm in the same situation. Went down to Latin America where it's cheap to live. Been bootstrapping for a year and closing in on launch. It can be done solo, but you have to be ready to go for broke. It's sad but you are 100% right, this is a game that regular people are locked out of unless you are willing to do extreme things.
