not that hard. It's only got only to be good enough. You are not an investor who has to invest $20M. For a 200K non-repeatable investment for someone willing to do the legwork, yes.
It's like finding a GF. Most people eventually settle on someone. If you start by saying "all the good ones are taken" then you are unlikely to get any where.
Oh yes, I agree with that. It is a lot of money for a lot of people. A house is probably the single biggest purchase that people will ever make in their lifetime. Unless they don't buy a house, in which case, it wouldn't be the single biggest purchase in their lifetime. :)
There is nothing extremely sophisticated about borrowing money. But I heard that some extremely sophisticated lenders have lost their shirt recently, so one cannot be too careful.
It's like finding a GF. Most people eventually settle on someone. If you start by saying "all the good ones are taken" then you are unlikely to get any where.