I thought the same thing about #1 until I read this: https://security.stackexcha... | Hacker News

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jpeeler on Oct 3, 2019 | parent | context | favorite | on: Schwab Removes U.S. Stock, ETF and Options Commiss...

I thought the same thing about #1 until I read this: https://security.stackexchange.com/questions/214814/why-can-...

Perhaps/hopefully the same thing is being done with Schwab.

(As you can see from the URL, I got that link from the overflow newsletter.)

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