I agree that I’m unsophisticated but not that I shouldn’t be trading. Most of my investments are 401k and passive index funds. But I keep a small amount of active trading capital to learn by doing. Sometimes I win, sometimes I lose. But it’s a hobby that I enjoy. And I’m becoming more sophisticated over time.
Ok, so after reading the Bloomberg article, your 401k is being negatively impacted by order payment flow. You as an individual retail investor is probably ok but your 401k is losing in aggregate.
