> Very hesitant that this is the actual problem of healthcare. What you care about is not how much the hospital bills, but how much is leftover after insurance. And that is unknown to all parties.

It's a start. Right now I have no idea what a hospital bill will be. If I know that I can figure out what will be left over after insurance (or even, what the cost will be when insurance company routinely denies a claim because they can.)

All progress is incremental. And pooh-poohing a small step forward is IMO what's holding us back.