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FTA:

> The bug was in a computer program the [third party] Gateway uses to translate payment messages between two formats. When the program was operating under load, the system tried to clear memory it believed to be unused (a process known as garbage collection). > But because it was using an unsafe method to access memory, the code ended up reading memory that had already been cleared away, causing it not to know how to translate the date field in payment messages.




This is exactly the type of thing I would expect from old-school banking systems. Kudos to Monzo for even trying to bring sanity to this space.




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