I think that gets to other people's points that if it doesn't have consequences it is isn't likely "tech debt". If you don't "owe" it to someone, and often that someone is "future you", then it isn't really tech debt, it was just a trade-off or a poor aesthetic. We have other fun names for ugly aesthetic choices that work and get the job done and aren't likely to be replaced such as "jerry-rigged" and "Rube Goldberg machine" and "duct-taped shambles".