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> At least here in Germany, the apartment owner is allowed to enter your apartment using his key in emergency situations.

This is completely wrong. In Germany the apartment owner is not even allowed to keep a copy of the key unless you voluntarily give them one. I live in Germany and I also changed the lock the day I moved in and the landlord is not allow to forbid me from doing that.



Same in France. The owner has to relinquish all its means to access the appartement to the tenant.




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