> He concluded that poor management of what they had was a bigger problem.
Counseling works for broke families - not poor ones. 6-months of savings and all the financial discipline in the world won't do you any good when you get a medical emergency that costs 5-years worth of family-income and leaves one spouses unable to work (or both! Caretakers are expensive). You can't budget your way out of poverty.
Counseling works for broke families - not poor ones. 6-months of savings and all the financial discipline in the world won't do you any good when you get a medical emergency that costs 5-years worth of family-income and leaves one spouses unable to work (or both! Caretakers are expensive). You can't budget your way out of poverty.