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Killer features of Monzo for me:

* all works in an app

* totally free

* no fee when using the card abroad, exchange rate is the bank rate

* notification of the purchase right away

* it tells you where each purchases were made, on a map

* it rounds up every purchase to save them in a saving account

* you can create as many saving accounts as you want, in one click

* every purchase is automatically categorized between bills, eating out, entertainment, etc.

* you can see how much you spent in a month, and in what

* you can send money to people near by, or by using nicknames

* searching your transactions is super easy

* you can freeze/unfreeze your card in one click

* easy transfer of money

I think overall, the app has so many features and it's pretty slick.




Simple (https://www.simple.com/) might be the closest to this in the US.

It doesn't have no fee foreign exchanges, no rounding up, but does basically everything else there.




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