I signed up for Stripe in 2011 or 2012. About six months after I signed up an account rep from Wells Fargo called me asking about my merchant account. Stripe never made it quite clear what was going on but apparently in the early days they opened accounts at Wells Fargo on your behalf without telling you.
Speaking as a Law afficionado, that is one great Terms of Service document! Kudos to whichever legal team wrote it! I'm not saying that it completely anticipates all potential customer-company interactions that could occur (no legal document could), but it seems to go very far, and seems to show a good understanding of the many potential issues that can arise. My future company might use this document (and others) for inspiration on how to craft its own Terms of Service documents. Thanks for the link!
