The difference comes in what they do with it. In Star Wars they "just" pursue the interests of the characters, and the focus is on the excitement, while in most of Star Trek the resolution of conflict is about solving some moral dilemma.

They're very similar in that the tech is mostly veneer, but they're very dissimilar in why the details of the tech doesn't matter.

It's often exactly that, for sure. But sometimes it tries for something more.