Not original commenter, but I reluctantly switched to the cloud version and have found the improved credit card logic to be more than worthy of the increased price.

I'm hoping they can add support for the EU's second Payment Services Directive (PSD2) open banking APIs when they open up to third parities sometime in 2019 too!

I started a side project and created my own budget planner that did exactly what I wanted (and imports data from my bank).

I've recently considered to refactor it into a AWS Lambda app, as the current setup with Django API, celery workers and markojs for frontend is ... Slightly overengineered